Powered by xpats.com
Weather
6 °C

Not registered yet?

  • Daily & weekly newsletters
  • Buy & download The Bulletin
  • Comment our articles
Register now

You are here

Vehicle insurance.

Question

In the UK lack of an MoT invalidates insurance.
Here does the lack of a current Contrôle technique automobile invalidate ones' insurance ?

Answer
anon Sep 27, 2017 00:21

It depends. Not having a valid certificate doesn't automatically make your insurance invalid.
However, if you have an accident due to something faulty that could have been dealt with if you had a CT done, then they may have a right to void the insurance.
For example, the brakes are tested in a CT. If you had an accident due to faulty brakes, and you didn't have a valid CT, then they may say you were at fault.

Take a look here under "Droit de recours de l'assureur" at the bottom of the page:
http://www.goca.be/fr/p/Sanctions

Answer
kasseistamper Sep 27, 2017 08:47 Marked as helpful by the topicstarter

If your car fails the CT you will be given a certificate valid for long enough to get repairs carried out unless the failure is so drastic that the car has to be taken off the road so your insurance still covers you.
If you simply do not get the CT done then you are not covered except if you can show that you are on the way to a garage to have work done or to the nearest CT station to have a test carried out.
And all this applies whether or not you are involved in an accident; you can be stopped by the police for a roadside check, for example.

Answer
becasse Sep 27, 2017 10:26 Marked as helpful by the topicstarter

Remember that you are much more likely to be stopped by the police - or the customs/tax enforcers, who are also out and about on the road - if you don't have a valid CT certificate when you should. Your car registration number will be on the list of vehicles to be stopped and, with many police, etc, cars being fitted with automatic number plate recognition cameras these days, the chances that you will be spotted are quite high.

Answer
CC_R Sep 28, 2017 14:01

If you don't have one and your involved in an accident the other people insurance may well use it as a reason to not pay your claim I'd suggest driving a minim time without one whilst getting repairs is the safest option

Questions & Answers

Help and get help

Peter Alan

Is there any service in Belgium (similar to for example ourproperty.co.uk) where you ca...

Porcha

Hi, I have been looking for some time now to buy a genuine leather (brown) handbag. I h...

confused2

Can anyone provide a personal recommendation for a French teacher in the Brussels area?...

Jobs

Get in touch with your internal...

Quality holiday accomodation for your cat...

Events & Social

Upcoming

22 Jan
22.01.2018
Bruxelles
by Fern
23 Jan
23.01.2018
Brussels
by English Comedy Brussels
23 Jan
23.01.2018
Brussels
by ACE of Brussels

Popular

7 Feb
07.02.2018
Brussels
by Expat Club
8 Jun
08.06.2018 to 10.06.2018
Krakow
by Expat Club
21 Mar
21.03.2018
Bruxelles
by Jazz4you asbl

Twitter